Savings + goals
Your money's new home
One account that earns daily, saves automatically, and keeps every goal in view.
¹Illustrative rate. Rates may change. See disclosures.
APY
4.60%¹
Active goals
3
Goal · New car
38%
Round-ups this month
$18.40
Save more, think less
Earn
Interest, every day
Your full balance earns from the first dollar, calculated daily.
Save
Rules that run themselves
Round-ups, paycheck splits and recurring deposits, on autopilot.
Grow
Goals you can see
Name a goal, set a date, and watch your progress fill in.
Earn more on every dollar
A rate you can plan around²
Your bank’s rate
Varies
Often near zero
Your Goldhour rate
Steady
With a rate floor
“Finally, an app that doesn't try to sell me anything. It just helps me save.”
Daniel Ortiz
/
Teacher, saver since 2025
Questions, answered
01
What does it cost?
Nothing. Goldhour has no monthly fees, no minimums, and no transfer fees. We earn a small share of the interest from our partner banks.
02
Is my money safe?
03
Can I withdraw anytime?
04
How is interest calculated?
Step into Goldhour
Round-ups
Fixed amount
% of pay
By signing up you agree to our Terms and Privacy Policy. Goldhour is not a bank; banking services are provided by partner banks.
New to saving?
Three steps, about three minutes. Sign up, connect your bank, and watch interest land every day.
01 SIGN UP · 02 CONNECT · 03 GROW